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Credit risk analysis: how to study?

Dear forumers! I need to dive a little bit in the topic of credit analysis of borrowers. Specificaly I have a portfolio of banks and I need to assess their loans in the light of how well the final borrowers are doing. A very imporant part is analysing their financial statement, business environment, cometitive position. In FRM we generaly dont focus at all on these subjects (at least in FRM1, may be things are different in part2??)Can someone recommend a resource in the internet or a good book(s) on this subject?